California moves closer to pay-by-the-mile auto insurance

[Drudger]

http://www.mcclatchydc.com/256/story/78224.html

I think I actually like this idea.

Thoughts?

[Raider Fan]

Originally Posted by Drudger

http://www.mcclatchydc.com/256/story/78224.html

I think I actually like this idea.

Thoughts?

You must not have read the comments then:

"How much do you want to bet that current rates are baseline and mileage goes up from there... This is just more incentive for illegals to not be insured."

[SilentBob]

Originally Posted by Drudger

http://www.mcclatchydc.com/256/story/78224.html

I think I actually like this idea.

Thoughts?

I think that the driver should be insured, not the vehicle.

[Drudger]

That doesn't hold much weight with me.

[SDChick]

Originally Posted by SilentBob

I think that the driver should be insured, not the vehicle.

What happens when the driver is here illegally, doesn't have a license or a SS#, and he/she runs into you? Better hope they're working or you're pretty much hosed.

[SilentBob]

Originally Posted by SDChick

What happens when the driver is here illegally, doesn't have a license or a SS#, and he/she runs into you? Better hope they're working or you're pretty much hosed.

You're hosed anyway, if they are all of the things you mention, do you really think that they will have insurance?

[SDChick]

Originally Posted by SilentBob

You're hosed anyway, if they are all of the things you mention, do you really think that they will have insurance?

You missed the part where I alluded to them working. Their employer is required to be insured. Stay with me...

[SilentBob]

Originally Posted by SDChick

You missed the part where I alluded to them working. Their employer is required to be insured. Stay with me...

Then it would fall back on the employer, he shouldn't be letting someone drive his vehicles if they don't have a license.

[SDChick]

Originally Posted by SilentBob

Then it would fall back on the employer, he shouldn't be letting someone drive his vehicles if they don't have a license.

Okay, let's slow this down. This is CA we're talking about. I'm betting quite a few employers (especially the not so scrupulous ones) turn their heads and let the guy drive anyway. Or, the worker might have a DL and the employer doesn't do a background check to find out if the DL is valid or even real. It happens with citizens too. I've seen employers who take the guy's word for it and end up getting majorly hosed.

[SDGrad]

Originally Posted by SDChick

What happens when the driver is here illegally, doesn't have a license or a SS#, and he/she runs into you? Better hope they're working or you're pretty much hosed.

That's when you take it into your own hands. Who's gonna miss someone not on the tax rolls?